WOOT! Got my 1998 Aurora plated as a “classic car”
Jul 3, 2023 15:01:53 GMT -6
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Paulaurora and AUROD X like this
Post by jorel on Jul 3, 2023 15:01:53 GMT -6
About a month ago, I filled out the paperwork to get my Aurora registered as a classic car (25 years old.) In Texas, they allow you to use “YoM” (Year of Manufacture) plates rather than the standard-issue antique plate. A YoM plate is one that was in general use the year the car was built. I dug around eBay and found a set of applicable plates in near mint condition. I took the plates and paperwork down and did the deed.
Benefits: Registration good for five years, and no annual inspections.
Downside: Annual drive distances/occurrences are limited.
I also found insurance from a company that only insures classic cars. However, I hadn’t thought that once deemed a classic, “blue book” valuation no longer applied. I had to get it inspected and photographed by a licensed automobile inspector. This would have entailed a $350 fee, but I totally lucked-out because I’m friends with one. He did the inspection for free. Submitted the paperwork to the insurance company, paid, and was good to go.
Additional benefit: Annual premium (full coverage) is $395 on an insured amount of $13,500.
I’m happy as can be. My former insurance company lost my business over not giving me their “classic” rate, because the wording in their rules is “over 25 years old.” Too bad for them.
Benefits: Registration good for five years, and no annual inspections.
Downside: Annual drive distances/occurrences are limited.
I also found insurance from a company that only insures classic cars. However, I hadn’t thought that once deemed a classic, “blue book” valuation no longer applied. I had to get it inspected and photographed by a licensed automobile inspector. This would have entailed a $350 fee, but I totally lucked-out because I’m friends with one. He did the inspection for free. Submitted the paperwork to the insurance company, paid, and was good to go.
Additional benefit: Annual premium (full coverage) is $395 on an insured amount of $13,500.
I’m happy as can be. My former insurance company lost my business over not giving me their “classic” rate, because the wording in their rules is “over 25 years old.” Too bad for them.
